Terms
Last updated: May 10, 2026
Personal finance tool
FOP Home CFO is a personal finance cockpit for estimates, tracking and planning. It is not a substitute for an accountant, official tax reporting, legal advice, or tax advice.
User responsibility
Users are responsible for validating tax settings, backup files, passphrases and exported data before relying on them.
Passphrase recovery
The app cannot recover a lost passphrase. Without the passphrase and an encrypted backup or synced encrypted vault, the data cannot be decrypted.
Google Drive sync
Google Drive sync is optional. The app stores an encrypted vault blob in appDataFolder and does not store decrypted finance data in Google Drive.